IS SHE CRAZY? Eamonn Holmes’ ‘new woman’ keeps posting happy selfies online, revealing she has fulfilled ALL of Eamonn’s bedroom needs, something Ruth Langsford hasn’t managed in nearly 14 years! “She was deprived him of s.3.x for years”

The woman said to be supporting Eamonn Holmes following his marriage split has been named as relationship counsellor Katie Alexander, 42. 

The glamourous blonde, photographed below, has been seen on several outings with the GB News presenter.

Divorced mum of three Katie has reportedly told friends she’s in it “for the long haul” and she and Eamonn, 64, are believed to have become good friends over the past year. 

In recent weeks she has been helping the dad-of-four through his very public separation from Loose Women presenter Ruth Langsford.

After the couple announced their divorce at the end of last month.

There is no inference that she had anything to do with the couple’s split. 

Eamonn and Ruth announced their plans to divorce last month after 27 years together, with 14 years of those as man and wife.

“She is helping Eamonn through the tough times but doesn’t want to be seen as a marriage wrecker. The friendship has grown in recent months but Eamonn’s marriage has been over for some time,” a source told Mirror.co.uk.

“She wants to help Eamonn with his situation and their friendship has grown over a period of time. She feels she will be close to him for a long period and is in this for the long haul,” they said.

Eamonn has since moved out of his marital home in Surrey and is currently renting a flat in South West London.

It was reported in The Sun that Katie has been seen visiting him there after travelling from her home in Yorkshire.

Express.co.uk have contacted Eamonn Holmes representatives for comment.

In an advert for her services on the Psychology Today website Katie describes herself as: “a Person Centred Counsellor/therapist.” (sic)

She offers face-to-face sessions as well telephone and online sessions which she says allows her, “offer therapy to people much further afield.”

She also offers a “walk and talk” counselling option for those who prefer the great outdoors.

“Coming to counselling can feel extremely daunting, I know this as I used to be a client and have therapy myself,” she admits in the advert.

“Therefore, it is important for you to know that the sessions are in a safe and confidential space, where you can explore your true self without judgments.”

Katie, 42, is said to have been on a ‘string of outings with’ Eamonn in the wake of his divorce and has reportedly told friends she is in it for ‘the long haul’.

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Source: New York Post

Asset Allocation: An Overview

Asset allocation is a crucial strategy in investment management that involves dividing an investment portfolio among different asset categories, such as stocks, bonds, real estate, and cash. The goal is to balance risk and reward by adjusting the proportion of each asset class based on the investor’s risk tolerance, time horizon, and financial goals.

Importance of Asset Allocation

Diversification: Spreading investments across various asset classes reduces the risk of a significant loss. If one asset class performs poorly, others may perform well, balancing the overall returns.

Risk Management: Different asset classes have different levels of risk and return. By allocating assets appropriately, investors can manage the overall risk of their portfolio.

Optimization of Returns: Proper asset allocation aims to maximize returns for a given level of risk.

Key Asset Classes

Stocks (Equities):

Represent ownership in a company.

Potential for high returns but come with higher risk.

Suitable for long-term growth.

Bonds (Fixed Income):

Loans made to a corporation or government in exchange for periodic interest payments and the return of principal at maturity.

Generally lower risk than stocks, providing more stable returns.

Suitable for income generation and preservation of capital.

Real Estate:

Physical property or investments in Real Estate Investment Trusts (REITs).

Provides potential for income through rent and appreciation in value.

Offers diversification benefits due to its lower correlation with stocks and bonds.

Cash and Cash Equivalents:

Includes money market funds, Treasury bills, and other short-term investments.

Lowest risk but also the lowest returns.

Provides liquidity and stability.

Factors Influencing Asset Allocation

Risk Tolerance:

The degree of variability in investment returns an investor is willing to withstand.

Higher risk tolerance generally leads to a higher allocation in stocks.

Time Horizon:

The expected period an investor plans to hold an investment.

Longer time horizons can justify higher allocations to stocks due to their potential for higher long-term returns.

Investment Goals:

Specific financial objectives, such as retirement, buying a house, or funding education.

Goals influence the required return and acceptable risk level.

Market Conditions:

Economic and market trends can impact asset performance.

Tactical adjustments may be made based on current conditions, though the core allocation usually remains aligned with long-term goals.

Strategies for Asset Allocation

Strategic Asset Allocation:

Establishing and adhering to a base asset mix that aligns with the investor’s long-term goals and risk tolerance.

Periodic rebalancing to maintain the target allocation.

Tactical Asset Allocation:

Short-term adjustments to the asset mix based on market conditions or economic outlook.

Aims to capitalize on favorable conditions while managing risk.

Dynamic Asset Allocation:

Continuously adjusting the asset mix in response to changing market conditions.

More flexible but requires active management and frequent monitoring.

Core-Satellite Allocation:

Combining a core portfolio that follows a strategic allocation with smaller, actively managed 

satellite investments.

Allows for potential higher returns from satellite investments while maintaining a stable core.

Rebalancing

Rebalancing involves adjusting the portfolio to return to the target asset allocation. This can be done periodically (e.g., annually) or when asset classes deviate significantly from their target weights. Rebalancing helps maintain the desired risk level and can involve buying or selling assets to restore the original allocation.

Conclusion

Asset allocation is a fundamental aspect of building and managing an investment portfolio. By diversifying investments across different asset classes, investors can manage risk, optimize returns, and align their portfolios with their financial goals. Whether following a strategic or more active approach, understanding and applying asset allocation principles is key to long-term investment success.

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