Gisele Bundchen and her boyfriend Joaquin Valente appear to be going from strength to strength despite reports their romance fizzled due to the stress of the Tom Brady roast.
The couple put on an affectionate display as they went for a stroll together in Seaside, Florida on Saturday.
It marked the first time the duo had been seen together in about two months.
The runway model pulled her beau in close and gazed adoringly at him as they enjoyed a peaceful stroll through the neighborhood.
Gisele, clad in a top that displayed a hint of her svelte belly, flashed a smile at her boyfriend as they walked her dog.
She looked effortlessly fashionable as usual with her golden hair cascading down in loose waves.
The runway beauty finished off her casual weekend look with comfortable trousers and flip flops.
As they walked down the street, Joaquim played with Gisele’s dog.
The pooch kept his eyes trained on a toy ball the jiu-jitsu trainer held.
It comes after InTouch claimed their relationship was ‘fizzling out’, with sources saying Gisele’s ex-husband Tom Brady’s now-infamous roast put a serious strain on the pair’s romance.
The Vogue model – who was last seen with the workout instructor about two months ago – is solo again, insiders claimed to InTouch Weekly on Wednesday.
Gisele and 34-year-old Joaquim were inseparable in Florida earlier this year when they were seen heading to his workout studio together and even holding each other when out to dinner.
But it has now been claimed that the stress of their romance being so public has put a damper on it all – particularly in the wake of 46-year-old Tom’s Netflix roast, which included several public jabs about Gisele’s relationship with Joaquim.
‘The spotlight was too much for him,’ said a source. ‘Joaquim’s a regular guy. He’s not used to all the attention he was getting.
‘Joaquim became part of the joke. People actually started asking him if he was the reason for their divorce. He hated that,’ claimed the site.
And Gisele allegedly thinks if Tom had not done the roast, her romance would have been on firmer ground.
‘She blames the break on Tom,’ added the source ‘By agreeing to do the roast, he basically put a target on Joaquim’s back.’
Gisele was said to have been ‘deeply disappointed’ by the quips made at her expense during the Brady roast – which featured several shock jokes about her, including a crude reference to her relationship with Joaquim.
‘How much would it suck for Tom… omg, just knowing your ex-wife’s new boyfriend could beat your a** while eating hers,’ comedian Nikki Glaser joked during the live broadcast.
Nikki’s other jabs included: ‘Tom, the only thing dumber than you saying “yes” to this roast was when you said, “Hey babe, you should try jiu-jitsu.”‘
Nikki added, ‘You have seven rings… well, eight now that Gisele gave hers back.’
At the time, a source told People that Gisele had been left fuming at the special, saying she ‘was deeply disappointed by the disrespectful portrayal of her family on Sunday evening’s roast show’.
‘As always, [Gisele’s] priority is to support her children who were affected by the irresponsible content that was broadcasted,’ the insider added.
Until these latest photos, Gisele was last seen with Joaquim on April 23 in Florida.
They had started dating one year ago in June 2023.
She confirmed her romance with Valente and denied cheating on ex-husband Brady during an interview with The New York Times earlier this year.
Gisele also stated that she was concerned about the spread of misconceptions regarding her personal life.
‘This is something that happens to a lot of women who get blamed when they have the courage to leave an unhealthy relationship and are labeled as being unfaithful… Of course, for me, it just happens to be a little bit amplified,’ she said.
The Louis Vuitton model added that she did not ‘want to make my life a tabloid and that she had not planned to ‘open myself up to’ criticism.
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Source: New York Post
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
- Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
- Per-Claim vs. Annual Deductible:
- Per-Claim Deductible: You pay the deductible every time you file a claim.
- Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
- Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
- Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
- Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
- Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
